/* Empire Lending Group — site styles */
:root {
	--ink: #16232B;
	--ink-2: #3A4A52;
	--verdigris: #2E6A5D;
	--deep: #1C463D;
	--patina: #D4E6DF;
	--stone: #ECECE7;
	--paper: #F8F8F5;
	--brass: #A9842F;
	--brass-light: #E7DCBE;
	--line: #C9CCC4;
	--display: "Big Shoulders Display", "Arial Narrow", sans-serif;
	--body: "Public Sans", system-ui, -apple-system, sans-serif;
	--gutter: clamp(16px, 4vw, 40px);
	--sec: clamp(56px, 9vw, 112px);
	--radius: 2px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
body {
	margin: 0;
	background: var(--stone);
	color: var(--ink);
	font-family: var(--body);
	font-size: 1.0625rem;
	line-height: 1.6;
	text-rendering: optimizeLegibility;
	-webkit-font-smoothing: antialiased;
	overflow-x: hidden;
}
img, svg { max-width: 100%; }
a { color: var(--deep); text-underline-offset: 0.18em; text-decoration-thickness: 1px; }
a:hover { color: var(--verdigris); text-decoration-thickness: 2px; }
:focus-visible { outline: 3px solid var(--brass); outline-offset: 3px; }
h1, h2, h3 { font-family: var(--display); font-weight: 760; line-height: 1.02; margin: 0 0 0.5em; letter-spacing: 0.005em; text-wrap: balance; }
h1 { font-size: clamp(2.75rem, 6.2vw, 5.25rem); }
h2 { font-size: clamp(2rem, 3.8vw, 3rem); }
h3 { font-size: 1.6rem; font-weight: 700; }
p { margin: 0 0 1em; max-width: 68ch; }
.site-main > *:first-child { margin-top: 0; }
.wp-site-blocks > * + * { margin-block-start: 0; }
.site-main.wp-block-group > * { margin-block: 0; }

.wrap { width: 100%; max-width: 1200px; margin-inline: auto; padding-inline: var(--gutter); }
.narrow { max-width: calc(760px + 2 * var(--gutter)); }
.narrow-left { max-width: 1200px; }
.narrow-left > * { max-width: 760px; }

.skip-link { position: absolute; left: 8px; top: -60px; background: var(--ink); color: #fff; padding: 10px 14px; z-index: 100; }
.skip-link:focus { top: 8px; color: #fff; }

/* Buttons */
.btn {
	display: inline-flex; align-items: center; justify-content: center; gap: 0.5em;
	min-height: 48px; padding: 0.7em 1.35em;
	font: 600 1rem/1.2 var(--body); text-decoration: none;
	border: 2px solid transparent; border-radius: var(--radius);
	cursor: pointer; transition: background-color .15s, color .15s, border-color .15s;
}
.btn-primary { background: var(--deep); color: #fff; }
.btn-primary:hover { background: var(--ink); color: #fff; }
.btn-ghost { background: transparent; color: var(--deep); border-color: var(--deep); }
.btn-ghost:hover { background: var(--deep); color: #fff; }
.btn-light { background: var(--patina); color: var(--ink); }
.btn-light:hover { background: #fff; color: var(--ink); }
.text-link { font-weight: 600; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 1.75em; }

/* Header */
.site-header { background: var(--paper); border-bottom: 1px solid var(--line); position: relative; z-index: 20; }
@media (min-width: 768px) { .site-header-wrap { position: sticky; top: 0; z-index: 30; } }
.admin-bar .site-header-wrap { top: 32px; }
.header-inner { display: flex; align-items: center; gap: 24px; min-height: 72px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--deep); }
.brand:hover { color: var(--deep); }
.brand .mark { flex: none; }
.brand-name { font-family: var(--display); font-weight: 800; font-size: 1.55rem; letter-spacing: 0.02em; text-transform: uppercase; color: var(--ink); line-height: 1; }
.brand-name span { font-weight: 500; color: var(--verdigris); }
.main-nav { margin-left: auto; }
.main-nav ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 4px; }
.main-nav a { display: block; padding: 10px 10px; color: var(--ink); text-decoration: none; font-weight: 500; font-size: 0.98rem; }
.main-nav a:hover { color: var(--deep); text-decoration: underline; }
.main-nav a[aria-current="page"] { color: var(--deep); text-decoration: underline; text-decoration-thickness: 2px; }
.header-cta { min-height: 44px; padding-block: 0.55em; }
.mobile-nav { display: none; margin-left: auto; position: relative; }
.mobile-nav summary { list-style: none; display: inline-flex; align-items: center; gap: 8px; min-height: 44px; padding: 8px 12px; border: 2px solid var(--deep); border-radius: var(--radius); cursor: pointer; font-weight: 600; color: var(--deep); }
.mobile-nav summary::-webkit-details-marker { display: none; }
.bars, .bars::before, .bars::after { display: block; width: 18px; height: 2px; background: currentColor; position: relative; }
.bars::before, .bars::after { content: ""; position: absolute; left: 0; }
.bars::before { top: -6px; } .bars::after { top: 6px; }
.mobile-nav[open] .bars { background: transparent; }
.mobile-nav[open] .bars::before { top: 0; transform: rotate(45deg); }
.mobile-nav[open] .bars::after { top: 0; transform: rotate(-45deg); }
.mobile-nav nav { position: absolute; right: 0; top: calc(100% + 10px); width: min(320px, calc(100vw - 32px)); background: var(--paper); border: 1px solid var(--line); box-shadow: 0 12px 30px rgba(22, 35, 43, .14); padding: 8px; }
.mobile-nav ul { list-style: none; margin: 0; padding: 0; }
.mobile-nav li a:not(.btn) { display: block; padding: 12px; color: var(--ink); text-decoration: none; font-weight: 500; border-bottom: 1px solid var(--stone); }
.mobile-nav li .btn { width: 100%; margin-top: 8px; }
@media (max-width: 1099px) {
	.main-nav, .header-cta { display: none; }
	.mobile-nav { display: block; }
}
@media (max-width: 420px) { .brand-name { font-size: 1.3rem; } .mobile-nav-label { display: none; } }

/* Hero */
.hero { padding-block: clamp(40px, 7vw, 96px) clamp(48px, 7vw, 88px); background: var(--stone); border-bottom: 1px solid var(--line); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: clamp(28px, 5vw, 72px); align-items: center; }
.hero h1 { max-width: 15ch; font-size: clamp(2.6rem, 5.4vw, 4.6rem); }
.hero-sub h1 { max-width: 16ch; font-size: clamp(2.5rem, 5.2vw, 4.5rem); }
.lede { font-size: clamp(1.125rem, 1.6vw, 1.3rem); line-height: 1.55; color: var(--ink-2); max-width: 54ch; }
.hero-note { margin-top: 1.5em; font-size: 0.92rem; color: var(--ink-2); padding-left: 12px; border-left: 3px solid var(--brass); }
.crumb { font-size: 0.92rem; color: var(--ink-2); margin-bottom: 1.2em; }
.crumb a { color: var(--ink-2); }
@media (max-width: 860px) { .hero-grid { grid-template-columns: 1fr; } .tower-fig { justify-self: start; max-width: 480px; } }

/* Tower / capital stack */
.tower-fig { margin: 0; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 0.8fr); align-items: stretch; max-width: 560px; justify-self: end; width: 100%; }
.tower { display: block; width: 100%; height: auto; overflow: visible; }
.tower rect { stroke: var(--ink); stroke-width: 2; }
.tw-tier-1 rect { fill: var(--brass-light); }
.tw-tier-2 rect { fill: var(--patina); }
.tw-tier-3 rect { fill: var(--verdigris); }
.tw-flute { stroke: var(--ink); stroke-opacity: .28; stroke-width: 1.5; }
.tw-tier-3 .tw-flute { stroke: #fff; stroke-opacity: .35; }
.tw-spire line { stroke: var(--ink); stroke-width: 2; }
.tw-spire path { fill: var(--ink); }
.tw-label line { stroke: var(--brass); stroke-width: 2; stroke-dasharray: 2 4; }
.tw-ground { stroke: var(--ink); stroke-width: 3; }
.tower-key { list-style: none; margin: 0; padding: 0; position: relative; }
.tower-key li { position: absolute; left: 0; right: 0; top: var(--top); transform: translateY(-50%); padding-left: 12px; border-left: 3px solid var(--brass); }
.tower-key strong { display: block; font-family: var(--display); font-size: clamp(1.15rem, 1.9vw, 1.45rem); font-weight: 750; line-height: 1.05; }
.tower-key span { display: block; font-size: 0.86rem; line-height: 1.35; color: var(--ink-2); margin-top: 3px; }
@media (max-width: 480px) { .tower-key span { font-size: 0.78rem; } }
@media (prefers-reduced-motion: no-preference) {
	.tw-tier, .tw-spire { transform-box: fill-box; transform-origin: 50% 100%; animation: rise .7s cubic-bezier(.2, .7, .2, 1) both; }
	.tw-tier-3 { animation-delay: .05s; } .tw-tier-2 { animation-delay: .25s; } .tw-tier-1 { animation-delay: .45s; } .tw-spire { animation-delay: .62s; }
	.tw-label, .tower-key li { animation: fadein .5s ease both; animation-delay: calc(1.05s - var(--i) * .18s); }
	@keyframes rise { from { transform: scaleY(0); } to { transform: scaleY(1); } }
	@keyframes fadein { from { opacity: 0; } to { opacity: 1; } }
}

/* Sections */
.section { padding-block: var(--sec); }
.section-title { max-width: 22ch; margin-bottom: 0.6em; }

.paths { background: var(--paper); }
.path-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; margin-top: 1rem; }
@media (max-width: 1040px) { .path-grid { grid-template-columns: 1fr 1fr; } .path-grid .path-dark { grid-column: 1 / -1; } }
.path { display: flex; flex-direction: column; gap: 12px; padding: clamp(24px, 3.5vw, 44px); text-decoration: none; color: var(--ink); background: var(--stone); border: 1px solid var(--line); border-top: 6px solid var(--verdigris); transition: border-color .15s, background-color .15s; }
.path:hover { color: var(--ink); background: #e4e5df; }
.path-dark { background: var(--ink); color: var(--patina); border-color: var(--ink); border-top-color: var(--brass); }
.path-dark:hover { background: #0f1a20; color: var(--patina); }
.path-kicker { font-weight: 600; font-size: 0.95rem; color: var(--verdigris); }
.path-dark .path-kicker { color: var(--brass-light); }
.path-title { font-family: var(--display); font-weight: 760; font-size: clamp(1.9rem, 3vw, 2.5rem); line-height: 1.02; }
.path-dark .path-title { color: #fff; }
.path-body { max-width: 46ch; }
.path-list { font-size: 0.92rem; color: var(--ink-2); border-top: 1px solid var(--line); padding-top: 12px; }
.path-dark .path-list { color: #b9cbc5; border-color: #33454f; }
.path-go { margin-top: auto; padding-top: 8px; font-weight: 700; text-decoration: underline; text-underline-offset: .2em; }
.path-dark .path-go { color: #fff; }
@media (max-width: 760px) { .path-grid { grid-template-columns: 1fr; } }

.direct { background: var(--ink); color: #dfe9e5; }
.direct .section-title { color: #fff; }
.direct-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(32px, 6vw, 88px); align-items: start; }
.split { border-top: 1px solid #3a4c56; }
.split-row { padding: 22px 0 22px 20px; border-bottom: 1px solid #3a4c56; border-left: 4px solid var(--verdigris); }
.split-row + .split-row { border-left-color: var(--brass); }
.split-neither { border-left-style: dashed; border-left-color: #6b7b82 !important; }
.split-row h3 { color: #fff; font-size: 1.5rem; margin-bottom: .25em; }
.split-row p { margin: 0; color: #c7d6d1; }
@media (max-width: 860px) { .direct-grid { grid-template-columns: 1fr; } }

.process { background: var(--stone); }
.steps { list-style: none; counter-reset: s; margin: 1.5rem 0 0; padding: 0; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 0; }
.steps li { counter-increment: s; position: relative; padding: 0 20px 0 0; }
.steps li::before { content: counter(s); display: block; font-family: var(--display); font-weight: 800; font-size: 3.2rem; line-height: 1; color: var(--verdigris); padding-bottom: 14px; margin-bottom: 18px; border-bottom: 3px solid var(--ink); }
.steps li:last-child::before { border-bottom-color: var(--brass); }
.steps h3 { font-size: 1.45rem; margin-bottom: .35em; }
.steps p { font-size: 0.97rem; color: var(--ink-2); margin: 0; }
@media (max-width: 960px) {
	.steps { grid-template-columns: 1fr; gap: 0; }
	.steps li { display: grid; grid-template-columns: 64px 1fr; column-gap: 16px; padding: 0 0 26px; }
	.steps li::before { grid-row: span 2; border-bottom: 0; border-right: 3px solid var(--ink); padding: 0; margin: 0; font-size: 2.6rem; }
	.steps li:last-child::before { border-right-color: var(--brass); }
}

.calc-teaser { background: var(--paper); border-block: 1px solid var(--line); }
.calc-teaser-grid { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: clamp(32px, 6vw, 80px); align-items: start; }
.ratios { margin: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 0; border-top: 3px solid var(--ink); }
.ratios div { padding: 18px 18px 18px 0; border-bottom: 1px solid var(--line); }
.ratios dt { font-family: var(--display); font-weight: 750; font-size: 1.45rem; line-height: 1.1; }
.ratios dd { margin: 4px 0 0; font-size: 0.95rem; color: var(--ink-2); }
@media (max-width: 860px) { .calc-teaser-grid { grid-template-columns: 1fr; } }
@media (max-width: 520px) { .ratios { grid-template-columns: 1fr; } }

/* FAQ */
.faq-short { background: var(--stone); }
.faq { border-top: 3px solid var(--ink); margin-bottom: 1.5rem; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { list-style: none; cursor: pointer; padding: 20px 44px 20px 0; position: relative; font-weight: 650; font-size: 1.12rem; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ""; position: absolute; right: 6px; top: 50%; width: 14px; height: 14px; margin-top: -7px; background: linear-gradient(var(--deep), var(--deep)) center/14px 2px no-repeat, linear-gradient(var(--deep), var(--deep)) center/2px 14px no-repeat; transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { padding: 0 0 20px; margin: 0; color: var(--ink-2); }
.faq-page { padding-top: 0; }

/* Programs */
.programs { background: var(--paper); }
.program-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 clamp(24px, 4vw, 56px); border-top: 3px solid var(--ink); }
.program { padding: 26px 0 28px; border-bottom: 1px solid var(--line); scroll-margin-top: 100px; }
.program h3 { font-size: 1.75rem; margin-bottom: .3em; }
.program p { color: var(--ink-2); margin-bottom: .8em; }
.programs-note { margin-top: 2rem; padding-left: 14px; border-left: 3px solid var(--brass); color: var(--ink-2); }
@media (max-width: 760px) { .program-list { grid-template-columns: 1fr; } }

.needs { background: var(--stone); }
.needs-grid { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: clamp(28px, 5vw, 72px); }
.checklist { list-style: none; margin: 0; padding: 0; border-top: 3px solid var(--ink); }
.checklist li { padding: 16px 0 16px 34px; border-bottom: 1px solid var(--line); position: relative; color: var(--ink-2); }
.checklist li::before { content: ""; position: absolute; left: 4px; top: 22px; width: 14px; height: 14px; background: var(--verdigris); box-shadow: inset 0 0 0 3px var(--patina); outline: 2px solid var(--verdigris); }
.checklist strong { color: var(--ink); }
@media (max-width: 860px) { .needs-grid { grid-template-columns: 1fr; } }

/* Contact / form */
.contact-band { background: var(--deep); color: #e3eeea; }
.contact-band .section-title { color: #fff; }
.contact-band a { color: #fff; }
.contact-grid { display: grid; grid-template-columns: minmax(0, 0.75fr) minmax(0, 1.25fr); gap: clamp(28px, 5vw, 72px); align-items: start; }
.contact-aside { font-size: 0.95rem; opacity: .9; }
@media (min-width: 861px) { .contact-copy { position: sticky; top: 110px; } }
.contact-page { padding-top: 0; }
.contact-page .contact-copy { color: var(--ink); }
.mini-steps { margin: 0 0 1.5rem; padding-left: 1.2em; }
.mini-steps li { margin-bottom: .6em; color: var(--ink-2); }
.form-card { background: var(--paper); color: var(--ink); padding: clamp(20px, 3.5vw, 40px); border-top: 6px solid var(--brass); }
.form-card a { color: var(--deep); }
@media (max-width: 860px) { .contact-grid { grid-template-columns: 1fr; } }

.deal-form .fields { display: grid; grid-template-columns: 1fr 1fr; gap: 0 18px; }
.deal-form .field { margin: 0 0 16px; max-width: none; }
.deal-form .field-wide { grid-column: 1 / -1; }
.deal-form label { display: block; font-weight: 600; font-size: 0.95rem; margin-bottom: 6px; }
.deal-form .opt { font-weight: 400; color: var(--ink-2); font-size: 0.85rem; }
.deal-form input[type=text], .deal-form input[type=email], .deal-form input[type=tel], .deal-form select, .deal-form textarea {
	width: 100%; min-height: 48px; padding: 10px 12px; font: 400 1rem/1.4 var(--body); color: var(--ink);
	background: #fff; border: 1.5px solid #8e9a95; border-radius: var(--radius);
}
.deal-form textarea { min-height: 120px; resize: vertical; }
.deal-form input:focus, .deal-form select:focus, .deal-form textarea:focus { outline: 3px solid var(--brass); outline-offset: 1px; border-color: var(--ink); }
.deal-form [aria-invalid="true"] { border-color: #a3341f; box-shadow: 0 0 0 1px #a3341f; }
.deal-form .more { margin: 4px 0 18px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.deal-form .more summary { cursor: pointer; padding: 14px 0; font-weight: 600; color: var(--deep); }
.deal-form .more[open] summary { margin-bottom: 8px; }
.deal-form .consent { font-size: 0.85rem; color: var(--ink-2); max-width: none; }
.deal-form .consent label { font-weight: 400; font-size: 0.85rem; display: grid; grid-template-columns: 22px 1fr; gap: 8px; align-items: start; }
.deal-form .consent input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--deep); }
.deal-form .submit-row { margin: 18px 0 14px; }
.deal-form .submit-row .btn { width: 100%; font-size: 1.05rem; }
.deal-form .fine, .fine { font-size: 0.82rem; color: var(--ink-2); max-width: none; margin: 0; }
.form-alert { background: #f7e3dc; color: #6e2414; border-left: 4px solid #a3341f; padding: 12px 14px; font-weight: 600; max-width: none; }
.hp { position: absolute !important; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
@media (max-width: 560px) { .deal-form .fields { grid-template-columns: 1fr; } }

/* Page hero & prose */
.page-hero { padding-block: clamp(40px, 6vw, 80px) clamp(28px, 4vw, 48px); background: var(--stone); }
.page-hero h1, .page-hero .wp-block-post-title { font-size: clamp(2.5rem, 5.5vw, 4.25rem); margin: 0 0 .35em; }
.thanks .mark { color: var(--verdigris); margin-bottom: 18px; }
.prose-section { padding-top: 0; }
.prose { font-size: 1.07rem; }
.prose h2 { font-size: clamp(1.7rem, 3vw, 2.2rem); margin-top: 1.6em; }
.prose h3 { margin-top: 1.4em; }
.prose ul, .prose ol { padding-left: 1.3em; }
.prose li { margin-bottom: .4em; }
.link-list { padding-left: 1.2em; font-size: 1.1rem; }
.link-list li { margin-bottom: .5em; }
.guide-list .wp-block-post-template { list-style: none; padding: 0; margin: 0; border-top: 3px solid var(--ink); }
.guide-list .wp-block-post-template > li { padding: 22px 0; border-bottom: 1px solid var(--line); }
.guide-list h2 { font-size: 1.9rem; margin: 0 0 .3em; }
.guide-list h2 a { text-decoration: none; color: var(--ink); }

/* Calculator */
.calc { padding-top: 0; }
.calc-tabs { display: flex; flex-wrap: wrap; gap: 0; border-bottom: 3px solid var(--ink); }
.calc-tabs button { font: 700 1.3rem/1 var(--display); letter-spacing: .01em; padding: 14px 20px 12px; min-height: 48px; background: transparent; color: var(--ink-2); border: 0; border-bottom: 5px solid transparent; margin-bottom: -3px; cursor: pointer; }
.calc-tabs button[aria-selected="true"] { color: var(--ink); border-bottom-color: var(--brass); background: var(--paper); }
.calc-tabs button:hover { color: var(--ink); }
.calc-hint { font-size: 0.92rem; color: var(--ink-2); margin: 16px 0 24px; }
.calc-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(24px, 4vw, 56px); align-items: start; }
.calc-inputs { border: 0; margin: 0; padding: 0; min-width: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 14px 18px; }
.calc-inputs legend { font-family: var(--display); font-weight: 750; font-size: 1.6rem; margin-bottom: 12px; padding: 0; }
.calc-inputs label { display: block; font-weight: 600; font-size: 0.92rem; }
.calc-inputs label > span { display: flex; align-items: center; margin-top: 6px; background: #fff; border: 1.5px solid #8e9a95; border-radius: var(--radius); min-height: 48px; }
.calc-inputs label > span:focus-within { outline: 3px solid var(--brass); outline-offset: 1px; border-color: var(--ink); }
.calc-inputs input { flex: 1; min-width: 0; border: 0; background: transparent; font: 500 1.05rem/1.2 var(--body); color: var(--ink); padding: 10px 12px; font-variant-numeric: tabular-nums; }
.calc-inputs input:focus { outline: none; }
.calc-inputs .money::before { content: "$"; padding-left: 12px; color: var(--ink-2); }
.calc-inputs .money input { padding-left: 4px; }
.calc-inputs .pct::after { content: "%"; padding-right: 12px; color: var(--ink-2); }
.calc-inputs .unit { padding-right: 12px; color: var(--ink-2); font-weight: 400; font-size: .82rem; white-space: nowrap; }
.ledger { background: var(--paper); border: 1px solid var(--line); border-top: 6px solid var(--deep); padding: clamp(18px, 3vw, 32px); }
.ledger-title { font-size: 1.6rem; margin-bottom: .4em; }
.ledger dl { margin: 0; }
.ledger dl > div { display: flex; align-items: baseline; gap: 10px; padding: 9px 0; border-bottom: 1px dotted #a9b0ab; }
.ledger dt { flex: 1; color: var(--ink-2); }
.ledger dd { margin: 0; font-weight: 700; font-variant-numeric: tabular-nums; text-align: right; }
.ledger .ledger-key dt { color: var(--ink); font-weight: 600; }
.ledger .ledger-key dd { font-family: var(--display); font-size: 2rem; font-weight: 800; color: var(--deep); line-height: 1; }
.ledger .ledger-total { border-bottom: 2px solid var(--ink); }
.ledger .ledger-total dt { color: var(--ink); font-weight: 600; }
.ledger dd.neg { color: #a3341f; }
.ledger-note { font-size: 0.85rem; color: var(--ink-2); margin: 16px 0 0; }
.calc-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-top: 28px; }
.calc-status { font-size: .92rem; color: var(--deep); font-weight: 600; }
.calc-disclaimer { font-size: .85rem; color: var(--ink-2); margin-top: 18px; }
.calc-sticky { display: none; }
@media (max-width: 860px) {
	.calc-grid { grid-template-columns: 1fr; }
	.calc-sticky { display: flex; align-items: baseline; justify-content: space-between; position: sticky; bottom: 0; z-index: 10; margin: 0 calc(-1 * var(--gutter)); padding: 12px var(--gutter); background: var(--ink); color: var(--patina); font-size: .95rem; }
	.calc-sticky strong { font-family: var(--display); font-size: 1.7rem; color: #fff; }
}
@media (max-width: 520px) { .calc-inputs { grid-template-columns: 1fr; } .calc-tabs button { font-size: 1.1rem; padding: 12px 12px 10px; } }

/* Footer */
.site-footer { background: var(--ink); color: #c4d3ce; padding-block: clamp(48px, 7vw, 80px) 32px; font-size: 0.95rem; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr 0.8fr; gap: 32px; }
.site-footer a:not(.btn) { color: #e6efec; }
.site-footer h2 { font-size: 1.3rem; color: #fff; margin-bottom: .7em; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin-bottom: .55em; }
.footer-brand p { margin: 16px 0 20px; max-width: 40ch; }
.brand-light .brand-name, .brand-light { color: #fff; }
.brand-light .brand-name span { color: var(--patina); }
.brand-light .mark { color: var(--patina); }
.footer-legal { margin-top: 48px; padding-top: 24px; border-top: 1px solid #33454f; font-size: 0.8rem; color: #9fb2ad; }
.footer-legal p { max-width: 110ch; }
@media (max-width: 960px) { .footer-grid { grid-template-columns: 1fr 1fr; } .footer-brand { grid-column: 1 / -1; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }

/* Print (calculator "Save as PDF") */
@media print {
	.site-header-wrap, .site-footer-wrap, .calc-tabs, .calc-actions, .calc-sticky, .contact-band, .skip-link, .calc-hint { display: none !important; }
	body { background: #fff; font-size: 11pt; }
	.page-hero { padding: 0 0 12pt; background: #fff; }
	.page-hero .lede { font-size: 11pt; }
	.calc-panel[hidden] { display: none !important; }
	.calc-grid { grid-template-columns: 1fr 1fr; }
	.ledger { border: 1px solid #999; }
	.calc-inputs label > span { border: 1px solid #999; }
	a[href]::after { content: none; }
}