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Deal calculator
Work out loan-to-cost, loan to after-repair value, cash to close and profit on a flip, DSCR on a rental, and debt yield on commercial property. It runs in your browser; nothing you type is sent to us.
The numbers below are an example. Replace them with your deal. The interest rate is whatever you were quoted or expect; it is not our rate.
Results
- Loan-to-cost
- Loan to after-repair value
- Total project cost
- Points
- Interest while you hold
- Cash you bring
- Selling costs
- Estimated profit
- Return on your cash
Interest is figured on the full loan for every month, which overstates it if rehab money is drawn over time. Taxes, insurance and utilities while you hold are not included.
Results
- DSCR
- Loan-to-value
- Principal and interest
- Taxes, insurance and dues
- Total monthly payment
- Rent minus payment
DSCR here is monthly rent divided by principal, interest, taxes, insurance and dues. Lenders set their own minimums and may use appraised market rent instead of your lease. Vacancy, repairs and management are not included.
Results
- DSCR
- Debt yield
- Loan-to-value
- Net operating income
- Annual debt service
- Cap rate on value
- Cash flow after debt service
Net operating income is gross income less vacancy and operating expenses, before debt service, capital reserves and income tax.
Results are estimates from the numbers you enter. They are not a quote, an approval or financial advice.
Send us the deal
Tell us about the property and what you need. The more numbers you include, the more useful our answer will be.
Prefer to check the numbers first? Use the deal calculator.