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Fix-and-flip, bridge, construction and rental loans

Business-purpose loans for investors who buy, renovate, build and hold houses and small rental properties. We fund some of these loans ourselves and place others with lenders we work with.

Send us your deal Size your deal first

A stepped tower drawn as a capital stack: Your cash, Rehab draws, Purchase loan
  1. Your cashDown payment, closing costs and any gap.
  2. Rehab drawsPaid out as each stage of work is finished.
  3. Purchase loanFunded at closing, secured by the house.

What we finance

Fix-and-flip loans

Covers the purchase and the renovation of a house you plan to sell. Rehab money is usually released in draws as the work gets done.

Ask about fix-and-flip loans

Bridge loans

Short-term money to buy or refinance while you finish a project or line up long-term financing.

Ask about bridge loans

DSCR rental loans

Long-term loans for rentals, sized mainly on the rent the property brings in rather than your personal income.

Ask about DSCR rental loans

We do not publish rates or leverage. Both depend on the property, your plan, your experience and the state, so we quote them on a term sheet for your actual deal.

What helps us give you a real answer

You do not need all of this to send a deal. The more of it you have, the sooner we can tell you where the loan fits.

  • The contract or the numbers. Purchase price and closing date, or current value and payoff for a refinance.
  • Scope and budget. What you plan to do to the property and what it should cost.
  • Value after repairs. Your estimate and the sales you based it on.
  • Rents. Current or expected rent for anything you plan to hold.
  • Your entity. The LLC or corporation that will own the property.
  • Your track record. Similar projects you have bought, renovated, sold or rented.

How a loan gets done

  1. Send the deal

    Address, price or value, the loan amount and your plan. Add the renovation budget and rents if you have them.

  2. We review it

    We look at the property, the numbers and the exit, then tell you whether we can fund it, place it or neither.

  3. Term sheet

    If it works, you get a term sheet with the rate, fees, leverage and the name of the lender.

  4. Underwriting

    Appraisal or valuation, title, insurance, and documents for you and your entity.

  5. Closing

    You sign the loan documents and funds go out through the title company or closing attorney.

Send us the deal

Tell us about the property and what you need. The more numbers you include, the more useful our answer will be.

Prefer to check the numbers first? Use the deal calculator.

Add more details

Business-purpose loans on investment and commercial property only. We use what you send to review your request and contact you about it, as described in our privacy policy. Sending this form is not a loan application or a commitment to lend.